Providences and Territories
In Canada, each providence and territory establishes its own minimums for insurance coverage. Therefore, if you live in Ontario, it is vitally important that you have Ontario auto insurance so that your insurance policy has the required coverage for the province or territory in which your reside.
Of course, you can always choose to have coverage above and beyond the basics. This is one of the great things about creating an auto insurance policy. You have the ability to tailor the auto insurance policy to have extra coverage where you need it, without paying for extra coverage that you don’t need.